P E R S O N A L F E A T U R E S
Why Choose Our Payment Solutions?
Instant Payments
Experience the convenience of instant payments to suppliers and employees, anywhere in the world. No more waiting periods or complex processes—just fast, reliable transactions
Secure Transactions
Security is our top priority. Our advanced encryption and security protocols ensure that your payments are protected, giving you peace of mind with every transaction
Cost-Efficient
Say goodbye to high transaction fees. Our innovative payment solutions help you save money, allowing you to reinvest those savings into your business
1.
IBAN, Payments and Transfers

Explore our innovative payment solutions designed to meet your global business needs. With peymo-Payout and peymo-Flow, you can manage your financial transactions with ease, trust, and efficiency. Enjoy the benefits of instant payments, reduced fees, and secure transfers, all while ensuring your business runs smoothly.

Our AI-powered onboarding process features
2.
Seamlessly Onboard in minutes with our AI-Powered Technology

At Peymo, we understand that time is crucial when managing your finances and making payments. That's why we've harnessed the latest AI-driven solutions to revolutionize the onboarding experience. Our advanced technology ensures you can start using our app in minutes, allowing you to focus on what truly matters – your business and personal financial needs.
Our innovative onboarding process combines speed, security, and convenience. We've replaced the tedious, time-consuming steps traditionally associated with onboarding with a streamlined, user-friendly approach leveraging cutting-edge technology. Whether you're an individual looking for a hassle-free way to manage your payments or a business seeking efficient financial solutions, Peymo meets your needs with unparalleled speed and precision.

Key benefits with our IBANs
3.
Multi-Currency IBAN

At Peymo, we understand the complexities of managing finances in a global economy. Whether you're a business dealing with international transactions or an individual with financial interests abroad, handling multiple currencies can be a challenge. That's why we've introduced our innovative Multi-Currency IBAN feature, designed to simplify your financial management and provide you with seamless access to multiple currencies from a single account.
Our advanced Multi-Currency IBAN feature combines flexibility, security, and convenience, allowing you to manage your finances effortlessly across borders. With Peymo, you can easily hold, transfer, and receive payments in various currencies, all from one IBAN account. This ensures that you can navigate the global financial landscape with ease and efficiency.
Our Multi-Currency IBAN feature includes several key benefits to enhance your financial management:

How we make your transactions hassle-free
4.
Hassel-free Transactions

At Peymo, we believe that managing your finances should be simple and stress-free. That’s why we’ve developed our platform to ensure that every transaction you make is smooth, fast, and secure. Whether you are sending money to a friend, paying for services, or managing business payments, Peymo is designed to make your financial transactions effortless.
Our commitment is to provide a seamless transaction experience that combines cutting-edge technology with user-friendly features. With Peymo, you can focus on what truly matters while we handle the complexities of your financial transactions.

Here's how Peymo's Invoices and Payment Links feature can benefit you:
5.
Invoices and payment links

Managing invoices and receiving payments has never been easier with Peymo. Our platform streamlines the entire process, allowing you to create, send, and track invoices effortlessly. Plus, with our secure payment links, your clients can pay you instantly, making it easier for you to manage your cash flow.
With Peymo, handling invoices and payments is not only efficient but also secure. Our advanced technology ensures that all your transactions are protected, giving you peace of mind.
Ready to take control of your invoicing and payments? [Download the App] now and experience the convenience of Peymo's Invoices and Payment Links feature, designed to simplify your financial management and enhance your business efficiency.


5.
Invoices and payment links
Managing invoices and receiving payments has never been easier with Peymo. Our platform streamlines the entire process, allowing you to create, send, and track invoices effortlessly. Plus, with our secure payment links, your clients can pay you instantly, making it easier for you to manage your cash flow.
With Peymo, handling invoices and payments is not only efficient but also secure. Our advanced technology ensures that all your transactions are protected, giving you peace of mind.
Ready to take control of your invoicing and payments? [Download the App] now and experience the convenience of Peymo's Invoices and Payment Links feature, designed to simplify your financial management and enhance your business efficiency.

6. Mobile POS Smartphone

6.
Transform Your Smartphone into a Mobile POS
At Peymo, we understand the need for flexibility and convenience in managing your transactions, especially in today’s fast-paced world. That’s why we’ve developed our Mobile POS feature, allowing you to turn your smartphone into a powerful point-of-sale terminal. Whether you’re a small business owner, freelancer, or anyone on the go, our Mobile POS makes accepting payments effortless and secure.
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With Peymo’s Mobile POS, you can expand your business opportunities by accepting payments anywhere, anytime. This feature is designed to provide you with the flexibility and efficiency needed to succeed in today’s dynamic business environment.
Ready to transform your smartphone into a powerful POS terminal? Start using Peymo’s Mobile POS to enhance your payment capabilities and streamline your business transactions.

Here’s how Peymo’s Mobile POS can benefit you
7. Currency Exchange

7.

Instantly Exchange Money at Excellent Rates in 35+ Currencies with Peymo Transfers
At Peymo, we make it easy to manage your money globally. With our seamless currency exchange feature, you can exchange money at excellent rates in over 35 currencies. Whether you're traveling, doing business internationally, or managing multiple currencies, Peymo offers you the flexibility and convenience you need.
With Peymo, managing your money across different currencies is simple and efficient. Our user-friendly platform ensures that you can handle your international financial transactions with ease and confidence.
How Peymo’s currency exchange can benefit you
8. Crypto exchange

8.

Integrated User-Friendly Crypto Exchange with Peymo
At Peymo, we bring you the future of finance with our integrated, user-friendly crypto exchange. As cryptocurrencies become an essential part of the financial landscape, we understand the need for a reliable and straightforward platform to manage digital assets. Whether you're a seasoned crypto trader or just starting out, our platform makes buying, selling, and managing cryptocurrencies easy and accessible.
Here’s how Peymo’s crypto exchange can benefit you
9. Contactless Crypto payments

9.

Pay from Your Crypto Account in Any Store Using Your Phone (NFC)
At Peymo, we are dedicated to integrating cryptocurrencies into everyday life, making them as accessible and usable as traditional currencies. Our latest innovation allows you to pay directly from your crypto account in any store that accepts contactless payments, using the convenience of your phone’s NFC technology. Whether you're buying groceries, dining out, or making any other purchase, our NFC payment feature brings the future of finance to your fingertips.
With Peymo’s NFC payment feature, spending your cryptocurrencies has never been more convenient. Embrace the future of payments by using your digital assets for everyday purchases with ease and security.
How Peymo’s NFC payment feature can benefit you
10. AI Empowered Solutions

10.

Solutions and Services Powered by AI
At Peymo, we are committed to revolutionizing the financial experience through the power of artificial intelligence. In an ever-evolving digital landscape, AI enables us to provide innovative, efficient, and secure solutions tailored to meet the unique needs of our clients. Our AI-powered services are designed to streamline your financial processes, enhance security, and offer personalized support, ensuring that you have the best possible experience with Peymo.
At Peymo, AI isn't just a buzzword—it's a fundamental part of how we enhance your financial experience. Our solutions and services are designed to provide you with the best in speed, security, and convenience.
Where AI Can Assist Our Clients
11. Cash to Crypto, Crypto to Cash

11.

Access Thousands of Cash Points Worldwide with Peymo
At Peymo, we are committed to making your financial transactions as flexible and convenient as possible. Our latest feature connects you to thousands of cash points worldwide, including tobacco stores, post offices, and more. Whether you're dealing in crypto or fiat currencies, our extensive network allows you to send and receive money effortlessly.
This innovative service bridges the gap between digital and physical cash, ensuring you can manage your finances wherever you are. Whether you need to send cash to a family member abroad or receive money from a business partner, our global cash point network makes it simple and secure.
Here’s how Peymo’s global cash point network works:
12. Buy Now, Pay Later

12.

Buy Now, Pay Later
At Peymo, we understand that flexibility in payment options can make a significant difference in managing your finances and achieving your goals. That’s why we’re excited to introduce our Buy Now, Pay Later feature. As a valued client of Peymo, you can now make purchases and pay for them later through convenient installments. Whether you need to buy something urgently or want to spread out your payments, our Buy Now, Pay Later option offers you the financial freedom and flexibility you need.
With Peymo’s Buy Now, Pay Later feature, you can enjoy the convenience of making purchases when you need them and paying at your own pace. Whether you’re buying a new gadget, planning a trip, or covering unexpected expenses, our flexible payment options provide the support you need.
How Peymo’s Buy Now, Pay Later Works
13. Money Secured

13.

Secured Finances: Advanced Encryption, EMI Licensed, and AI-Powered Protection
At Peymo, your financial security is our top priority. We combine the latest encryption technology, our status as an EMI-licensed company, and advanced AI security measures to ensure that your money and personal information are always protected. In an increasingly digital world, we understand the importance of maintaining robust security protocols to safeguard your assets and personal information.
Our commitment to security starts with our advanced encryption technology, which protects your data from unauthorized access and cyber threats. Every transaction you make and every piece of personal information you share with us is encrypted, ensuring that it remains confidential and secure.
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Electronic Money Institution (EMI) licensed companies operate under rigorous financial regulations that prioritize the safety of your funds. Unlike traditional banks, we do not leverage your money. This means that your funds are held 1:1 in cash in your account at all times, without being loaned out or invested elsewhere. This approach guarantees that your money is always available to you, providing unparalleled liquidity and security.