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ABOUT US

Knot

Hey There!

Welcome to Peymo, where the future of banking meets the cutting-edge innovations of Web3 technology. 

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Our History

Established in 2010, we are a pioneering FinTech company dedicated to revolutionizing the financial landscape. Our mission is to integrate traditional banking systems with the latest advancements in cryptocurrency, NFTs, and blockchain technology. Since the creation of our first EMI platform in 2012, we have continuously evolved to provide comprehensive financial solutions to banks, financial institutions, and corporate clients worldwide.

Our Vision

At Peymo, we envision a seamless financial ecosystem where traditional banking services coexist with digital assets and decentralized finance. Our goal is to empower individuals and businesses to navigate the complexities of the modern financial world with ease and confidence. By offering a unified platform that supports fiat currencies, cryptocurrencies, NFTs, and ICOs, we are setting the stage for a new era of financial innovation.

Image by Joshua Earle
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Our Journey

The rise of financial technology (FinTech) and AI marked a turning point in how people interact with money. As smartphones became ubiquitous, surpassing desktop computers in everyday use, Web 2.0 enabled a new level of interaction with the Internet. This evolution opened up unprecedented opportunities for banking platforms, transforming them from mere repositories of funds to dynamic hubs of financial activity.

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With the widespread adoption of smartphones, people began to favor mobile banking over traditional desktop interfaces. This shift allowed us to envision and create advanced technical solutions centered around a robust banking core. Our early adoption of SEPA and Swift payment technologies, card programs, and POS terminals paved the way for innovative services such as instant crypto exchanges, mobile payments using NFC technology, and seamless integration with App Store and Google Play applications.

Unique Features of Peymo

Peymo stands out in the FinTech landscape as the world's only complete multi-hybrid bank, combining traditional banking and cutting-edge digital finance under one comprehensive umbrella. This unique integration offers unparalleled convenience and efficiency, making Peymo a one-stop-shop for all your financial needs.

Comprehensive Integration

Our platform seamlessly integrates traditional banking services with modern financial innovations, including crypto, NFTs, and ICOs. This holistic approach provides unmatched flexibility and a wide range of services with simple and fast integration at low cost.

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Flexibility and Scalability

We offer a multi-hybrid banking system that is both flexible and scalable, supporting a wide array of financial services. From IBAN accounts and card programs to crypto exchanges and NFT marketplaces, Peymo covers it all.

Ease of Use

Our platform is designed to be user-friendly, with fast and simple onboarding processes, integrated KYC, and AML functionalities. Clients can make, spend, send, and save fiat and crypto money from the convenience of just one app.

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Cost Efficiency

By having all services under one umbrella, Peymo reduces client acquisition costs and operational expenses. Synergy effects ensure low fees and multiple revenue streams, guaranteeing client growth at a low cost.

Market Readiness

The timing is perfect for our integrated approach. As digital payments, cryptocurrencies, and blockchain technologies gain unprecedented traction, Peymo is poised to lead the way in these rapidly growing markets.

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White Label Solutions

All our services can be used as white-label solutions, supporting entrepreneurs and companies in the Metaverse and beyond. This flexibility allows us to tailor our platform to fit local conditions and specific business needs.

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