
THE PROBLEM
LACK OF AI-READY FINTECH INFRASTRUCTURE
MANUAL & INEFFICIENT CLIENT ONBOARDING PROCESSES
BARRIERS TO AI & PAYMENT TECH ADOPTION FOR BUSINESSES
THE SOLUTION
PEYMO NEXT GEN FINTECH PLATFORM

AI-powered modular fintech platform — enabling businesses to launch faster, cut operational costs, and scale smarter
KEY MODULES
KEY BENEFITS
1.
Modular AI-Powered Core Platform
2.
Instant AI Onboarding & Compliance Engine
3.
Embedded Payments & Transaction Management
4.
AI Support, Voice Agent & Risk Analytics
5.
AI Growth & Lead Generation Engine
Businesses can plug in only the modules they need (AI, pay gateway, ledger, compliance), reducing cost and complexity.
Automates KYC/AML and onboarding, cutting drop-off rates and speeding client activation.
Enables payment gateway, POS, and transaction routing via licensed PSPs, without Peymo handling funds.
Reduces operational overhead through smart support, predictive risk monitoring, and automation.
Lowers CAC and drives client acquisition via AI referral agents, marketing automation, and content creation.
NEXT GEN TECHNICAL PROVIDER
Modular by design, the platform is adaptable for any clients and their end-users.

DISCLAIMER:
These services are delivered through regulated financial providers, operating under appropriate licensing frameworks
THE BUSINESS MODEL


-
AI onboarding & compliance engine
-
AI fraud detection
-
AI support & voice agent
-
AI marketing & growth engine
AI Module Subscriptions on:

-
SaaS platform modules
-
Reporting and analytics dashboards
-
Developer API keys
-
Custom development projects
Platform & API Fees on:

-
White-label platform setup
-
Monthly SaaS subscription per tenant
-
Feature bundle upgrades
-
Maintenance & support
SaaS Fees on:

-
Integration setup
-
API access
-
Per-transaction platform fee *)
-
Merchant dashboard
Gateway Integration Fees on:
HIGH REVENUE
LOW
OVERHEAD
LOW CAC
3B+
POTENTIAL
CLIENTS
*) clients handle funds. Not Peymo
WHY NOW?
MARKET OPPORTUNITY?




HOW DO WE GET CLIENTS



AI-Driven Ads & Social Media Growth
- referrals, influencer marketing & premium conversion

AI-Optimized Collaborations & Integrations
- accelerating growth via online companies with existing large client databases


AI-Powered SEO & Lead Generation
- smarter client sourcing at scale

AI-Enabled Embedded Finance

- mass clients through one integration
1mil. clients
(within 3years)
=£1B+ in value
(with AI, CAC can be reduced to<£1)
ACHIEVEMENTS
Proving product readiness and market traction
Peymo has already achieved what most startups spend years building:
-
A fully operational, modular core FinTech platform
-
An AI architecture ready to deploy at scale
-
Commercial readiness achieved — platform prepared for initial pilot launch
This strong foundation shows that Peymo is not just an idea — it’s a launch-ready platform positioned for rapid adoption and growth.
⭐ Core Platform Fully Developed
-
Enterprise-grade modular financial software platform built and tested.
⭐ AI Architecture Engineered & Validated
-
Full-stack AI framework designed for onboarding, compliance, risk monitoring, customer support, and marketing automation — stress-tested with synthetic data
⭐ Commercial Readiness Framework Completed
-
Developed a comprehensive go-to-market framework, including defined customer segments, pricing models, and distribution strategies — ready to be tested during initial market launch
⭐ Commercial Launch Team Ready
-
Experienced fintech sales and growth team engaged to drive early-stage adoption and international expansion
⭐ Scalable GTM & Growth Engine Defined
-
Proprietary AI-driven acquisition model designed to cut CAC and accelerate user growth across embedded-finance channels
UNIQUE SELLING POINTS
PEYMO’s UNIQUE AI-POWERED FINTECH SOLUTION
Enhanced by deep learning, predictive analysis, and generative AI

PEYMO Operating App & System

