Bringing crypto
800M+ people own crypto
Global crypto adoption has surpassed 580 million users.
Yet merchant acceptance and real-world
crypto payments remain extremely limited,
creating a significant opportunity for
next-generation payment infrastructure.
Less than 0.1%
can use it for everyday payments
Peymo changes that.
We bridge this gap between digital assets and real-world commerce
Peymo is a UK AI-powered fintech platform combiningembedded finance, digital payments and stablecoinpayment infrastructure to connect consumers,merchants and businesses worldwide.
Live Today. Ready to Scale.
Available for iOS and Android.
Built for consumers and merchants.
App Live
iOS & Android
Global card infrastructure approved.
Visa Approved
Card programme
Multi-currency infrastructure.
120+ Countries
Global coverage
Growing investor community.
80+ Investors
Already onboarded
Why now?
Automated onboarding,
support and growth.
AI
Globa Merchant acceptance
Payments
580M+ crypto users.
Digital Assests
€1.6M Raised
to date
Growth Built in
One integration can expose Peymo
to tens of thousands of users.
Embedded finance scaling.
One Merchant
One integration can expose Peymo
to tens of thousands of users.
Embedded finance scaling.
One Integration
One integration can expose Peymo
to tens of thousands of users.
Embedded finance scaling.
Thousands of New Users
95,000+
Merchant Ecosystem Access
100M+
Potential users via banking partners
"The future of payments isn't replacing existing systems.
It's connecting them."
Tomas Bartos
Founder & CEO
Join the Seed Round
€4.3M Raise
EIS Eligible (UK Investors)
Investor Deck Available
Join 80+ Investors already backing Peymo.
We are building the infrastructure that brings crypto into everyday life.
FAQ
Stablecoins are digital assets designed to maintain stable value relative to traditional currencies. They enable fast, efficient and low-cost global transactions. Peymo uses stablecoin technology alongside traditional payment rails to make digital payments more practical for everyday commerce.
What are stablecoin payments, and why are they important?
Peymo is a UK AI-powered fintech platform building payment infrastructure for the digital economy. By combining embedded finance, stablecoin payments and digital asset technology, Peymo helps consumers, merchants and businesses use digital money in everyday life through one scalable ecosystem.
What is Peymo?
More than 580 million people worldwide own crypto assets, yet only a small fraction can use them for everyday purchases. Merchants face technical and regulatory barriers to accepting digital assets, while consumers struggle to spend them conveniently. Peymo bridges this gap by connecting crypto, fiat and merchant payment infrastructure.
What problem does Peymo solve?
Most fintech companies focus on one area, such as banking, payments or crypto. Peymo combines digital payments, embedded finance, crypto-to-fiat functionality and AI-powered automation into one platform, creating a flexible infrastructure for consumers, merchants and business partners.
How does Peymo differ from traditional fintech platforms?
Embedded finance allows financial services to be integrated directly into existing platforms and businesses. Through APIs and partnerships, Peymo enables merchants, marketplaces and digital platforms to offer payment and financial services without building complex infrastructure themselves.
What is embedded finance?
Millions of consumers already hold digital assets but have limited opportunities to spend them. Merchant acceptance expands the practical use of digital money while providing businesses with access to new customer segments, faster settlement options and alternative payment methods.
Why is merchant crypto acceptance important?
Yes. Peymo has received HMRC Advance Assurance for the Enterprise Investment Scheme (EIS). Eligible UK investors may benefit from significant tax advantages, including income tax relief, capital gains tax exemptions and potential loss relief, subject to individual circumstances and applicable legislation.
Is Peymo eligible for EIS investment?
Three major global trends are converging: artificial intelligence, digital payments and digital assets. Peymo is positioned at the intersection of these markets, providing scalable payment infrastructure designed to support consumers, merchants and enterprise partners as adoption continues to accelerate.
Why invest in Peymo now?
Peymo combines AI-powered fintech technology, embedded finance, payment infrastructure and digital assets to help create a more connected financial ecosystem. By enabling seamless interaction between consumers, merchants and businesses, Peymo supports the evolution of faster, more accessible and globally connected digital payments.