AI-DRIVEN NEXT-GEN BANKING PLATFORM
THE SOLUTION ROADMAP IN 4 STEPS
ALL-IN-ONE PLACE MOBILE APP
NEXT GENERATION AI POWERED DIGITAL BANKING
AI powers modern banking end-to-end: in the BACK-OFFICE, it automates workflows like instant KYC, fraud detection, dynamic risk scoring, and lead generation; in the FRONT-OFFICE, AI agents engage customers via voice, personalized guidance, referrals, and AI-crafted content—delivering proactive financial support exactly when it’s needed.
FRONT-OFFICE
Voice-First Interaction
Ask about balances, set up transfers, or get spend summaries by voice—secured with voice biometrics
Personal AI Companion (Agent)
Your own smart assistant learns habits, offers budgeting tips, automates recurring decisions
Relationship Intelligence Engine
Maps social & financial networks to surface the best referral prospects and peer-to-peer opportunities
Referral-Driven Growth Agent
Generates personalized invites via WhatsApp, Telegram or email to accelerate viral sign-ups
Referral-Driven Growth Agent
Generates personalized invites via WhatsApp, Telegram or email to accelerate viral sign-ups
BACK-OFFICE
Instant Smart Onboarding
AI powered ID document processing + behavioral checks → full KYC in seconds
Real-Time Transaction Monitoring
Continuous AI scans for fraud, compliance risks & unusual patterns using predictive analytics
Dynamic Risk Scoring
Always-on, behavior-based profiling for retail & business clients (velocity, transaction mix, etc.)
AI-Assisted Lead Generation
AI scouts LinkedIn, Crunchbase & payment flows to uncover B2B partnerships and new clients
Ad Campaign Optimization
Machine-learning A/B/n testing of 1000s of ad creatives → real-time CTR & conversion improvements
AI-VOICE COMMAND EXAMPLE SITUATIONS
Banking Assistant, Smart Finance, Emergency functions, and Conversational Banking.
PEYMO PERSONAL CARDS
CONNECTED TO TRUSTED, PROVEN, RELIABLE, PARTNERS AND BUSINESSES
WHY USING PEYMO?
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Money, crypto and cash seamlessly integrated