580M+ People Own Crypto. Almost Nobody Can Spend It.
- Tomas Bartos

- Jun 5
- 2 min read
Crypto Doesn't Have an Adoption Problem. It Has a Usability Problem.
📣 London UK, 5.6.2026 - More than 580 million people worldwide own cryptocurrency.
Yet less than 0.1% of merchants accept it.
Think about that for a moment.
Hundreds of millions of people hold digital assets, but when they walk into a restaurant, a retail store, a hotel, or a local business, they usually cannot use them.
That is the problem PEYMO was created to solve.
As our CEO, Tomas Bartos, puts it: "The crypto industry doesn't have an adoption problem. It has a usability problem. More than half a billion people already own crypto. The missing piece is the ability to spend it as easily as cash or a bank card."
The video above shows exactly how PEYMO addresses this challenge.
A merchant enters the payment amount.
A QR code is generated instantly.
The customer scans the code using the PEYMO app.
The payment is completed in seconds.
No POS terminal.
No expensive hardware.
No complex integration.
No waiting days for settlement.
Just a simple payment experience that feels natural for both the customer and the merchant.
Why This Matters
For years, crypto has been treated primarily as an investment.
✅ Buy it.
✅ Hold it.
✅ Trade it.
But real adoption begins when people can actually use it in everyday life.
Buying a coffee.
Paying for dinner.
Booking a hotel.
Shopping online.
Sending money globally.
Receiving payments instantly.
Until that happens, crypto remains largely disconnected from the real economy.
PEYMO is bridging that gap.
Built for Merchants
Getting started takes less than a minute:
1️⃣ Download the PEYMO Merchant App
2️⃣ Create a business account
3️⃣ Generate a QR code
4️⃣ Start accepting stablecoin payments
That's it.
🚫 No specialist hardware.
🚫 No lengthy onboarding.
🚫 No complicated payment infrastructure.
Merchants gain access to a fast-growing global audience of crypto users while benefiting from instant settlement and a streamlined payment experience.
Beyond QR Payments
The QR payment shown in this video is only the first step. PEYMO is building a complete ecosystem that connects crypto and traditional finance through:
In-store crypto payments
Online payment gateways
WooCommerce, Wix and Shopify integrations
Multi-currency accounts
Global payment infrastructure
Visa card solutions
Stablecoin settlement
AI-powered financial services
Our mission is simple:
🎯 Make crypto usable everywhere.
Because the future of digital assets will not be defined by how many people own them. It will be defined by how easily they can use them. And sometimes, transformational change starts with something as simple as scanning a QR code.
About Peymo
Peymo is an AI-powered hybrid banking platform designed to connect decentralized cryptocurrency with global financial infrastructure.
The platform enables users to pay merchants with crypto, receive and send global payments, access multi-currency banking services, and utilize advanced AI financial tools — all within a single integrated ecosystem.
Peymo combines decentralized wallets, crypto payment capabilities, global banking connectivity, merchant payment infrastructure, and AI automation to create a new model for digital finance.
For more information, visit www.peymo.com
Contact: press@peymo.com
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