🌟 PEYMO Challenges POS Terminals and Card Payments with Zero-Fee Crypto Payments 🌟
- Tomas Bartos
- Jun 29
- 3 min read
PEYMO aims to eliminate merchant payment fees by replacing traditional card payment infrastructure with blockchain-powered payments that offer instant settlement, no chargebacks and global payment acceptance.
📣 London, United Kingdom – June 2026
Why are merchants still paying up to 3.5% of every sale simply to receive payment?
PEYMO believes they shouldn't.
For decades, businesses around the world have accepted merchant fees, payment terminal costs, chargebacks, settlement delays and payment processing expenses as a normal cost of doing business.
PEYMO believes that model belongs to the past.
Today, the Company announced a new payment infrastructure designed to challenge traditional POS terminals and card payment systems by enabling merchants to accept cryptocurrency payments with zero traditional card processing fees, instant settlement and no chargeback exposure.
According to industry payment benchmarks reviewed by PEYMO, merchants across the United Kingdom and Europe typically pay between 1.2% and 3.5% of every transaction in payment acceptance costs.
For a business processing £1 million annually, this can represent between £12,000 and £35,000 in payment-related costs every year.
Across Europe, merchants collectively spend billions of pounds annually simply to receive payments from their customers.
Traditional payment systems typically rely on multiple intermediaries, including card issuers, acquiring banks, payment gateways, fraud management providers and settlement networks. Each layer adds cost, complexity and delay.
The result is a payment ecosystem that often includes:
Merchant transaction fees
POS terminal costs
Chargebacks and disputes
Fraud-related losses
PCI compliance requirements
Settlement delays of one to three business days
PEYMO's blockchain-powered infrastructure is designed to remove many of these burdens.
Instead of routing transactions through multiple financial intermediaries, customers can pay directly using cryptocurrency while merchants receive payment through a streamlined digital asset payment infrastructure.
The Company believes merchants should pay 0% to get paid.
Tomas Bartos, CEO of PEYMO, commented:
"For decades, merchants have been forced to surrender a percentage of every sale simply to receive payment.
We believe that model is outdated.
Blockchain technology enables value to move directly between participants without many of the intermediaries that traditional payment systems rely upon. Our goal is simple: help merchants keep more of what they earn."
PEYMO believes the opportunity is particularly significant for industries that experience high payment acceptance costs, including:
E-commerce
Hospitality
Gaming and entertainment
Creator platforms
Digital services
International commerce
Emerging markets
Key Benefits for Merchants
✓ Zero traditional card processing fees
✓ No POS terminals required
✓ No chargebacks
✓ Instant or near-instant settlement
✓ Global payment acceptance
✓ Borderless transactions
✓ Support for multiple cryptocurrencies and blockchain networks
✓ 24/7 payment availability
✓ Reduced payment friction
✓ No dependency on traditional card payment infrastructure
Global cryptocurrency adoption continues to accelerate, with industry estimates suggesting that more than 600 million people worldwide now own digital assets.
PEYMO believes this rapidly expanding user base, combined with growing merchant demand for lower costs and faster settlement, creates a significant opportunity to redefine how businesses accept and receive payments.
Unlike many crypto payment providers, PEYMO combines merchant payments, virtual accounts, global pay-ins and payouts, payment cards and digital asset infrastructure within a single ecosystem designed for both businesses and consumers.
"As commerce becomes increasingly global and digital, businesses are beginning to question why payment acceptance remains expensive, slow and dependent on multiple intermediaries,"Â added Tomas Bartos.
"We believe the future of payments is instant, borderless and dramatically more cost-efficient. Merchants should no longer view payment processing fees as an unavoidable cost of doing business."
About PEYMO
PEYMO is building a next-generation global payments ecosystem that bridges cryptocurrency and everyday commerce.
The platform enables consumers and businesses to make and receive payments using digital assets while supporting merchant acceptance, global pay-ins and payouts, virtual accounts, payment cards and blockchain-based settlement infrastructure.
PEYMO's mission is to bring cryptocurrency into everyday life by making digital asset payments as simple and accessible as traditional payments while reducing cost and friction for merchants worldwide.
For media enquiries, partnership opportunities or investor information:
PEYMO Ltd
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