Peymo Launches Hybrid Payment Platform — Spend Crypto Anywhere in the World
- Tomas Bartos
- 3 days ago
- 2 min read
📣 London, United Kingdom — March 2026. Peymo, a London-based AI-powered fintech, has launched a hybrid banking platform that solves one of crypto’s most persistent problems: you can own digital assets, but you can’t spend them. Over 580 million people worldwide hold cryptocurrency — yet fewer than 15,000 merchants accept it directly. That’s less than 0.003% real-world usability. Peymo fixes that by connecting self-custodial digital assets with global payment infrastructure through a single, unified platform.
One Platform. Crypto and Fiat. Together.
Peymo bridges decentralised crypto capabilities with traditional banking infrastructure — no compromise, no hand-off to a centralised exchange. Users stay in full control of their digital assets while gaining the ability to transact wherever fiat is accepted. The platform covers every key financial scenario:
Pay in-store with crypto via instant QR code payments — the merchant generates a code, the customer scans, and the transaction settles on-chain in seconds
Spend crypto globally with a Peymo Visa card, fully compatible with Apple Pay and Google Pay, accepted at millions of point-of-sale terminals worldwide
Receive international bank transfers directly into a crypto wallet through local banking rails in multiple countries — incoming fiat is converted and credited automatically
Send fiat payments globally, funded by crypto balances, using established banking networks as the settlement layer for cross-border transactions
“Cryptocurrency adoption has expanded dramatically, but the ability to use digital assets in everyday financial life has not evolved at the same pace. Peymo is building the infrastructure layer that allows crypto assets to interact seamlessly with the global financial system" said Tomas Bartos, CEO, Peymo
Built for Merchants Too
Individual users aren’t the only ones who benefit. The Peymo CryptoPay gateway gives online businesses a direct route to accept cryptocurrency through familiar checkout environments — no infrastructure overhaul required. Integrations launch with WooCommerce and expand to Shopify, Wix, BigCommerce, Magento (Adobe Commerce), and Squarespace, putting crypto payment acceptance within reach of millions of online merchants from day one.
AI-Powered Financial Intelligence
Peymo’s long-term vision goes beyond payments. AI is embedded across the platform in three distinct layers:
AI Support: a conversational assistant that helps users execute transactions, resolve issues, and understand their financial activity in plain language
AI Marketing for Merchants: automated promotion and loyalty tools designed to drive customer engagement and increase sales
AI Financial Intelligence: advanced transaction analysis, spending insights, and predictive tools that transform raw data into actionable decisions
About Peymo
Peymo is an AI-powered hybrid banking platform designed to connect decentralised cryptocurrency with global financial infrastructure. The platform combines self-custodial wallets, QR crypto payments, a Visa card program, multi-currency banking, merchant payment gateways, and AI-driven financial tools — all within a single integrated ecosystem.
Peymo is headquartered at 167–169 Great Portland Street, London W1W 5PF, and is registered in England and Wales (Companies House No. 13887920).
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