Peymo Launches Next-Gen AI-Powered Fintech SaaS Platform
- Tomas Bartos
- Sep 2
- 3 min read
Redefining Embedded Finance for a $17 Trillion Market
📣 London, UK — 02.09.2025, Peymo Ltd today announced the official launch of its AI-powered fintech Software-as-a-Service (SaaS) platform, designed to help financial institutions, payment providers, and enterprises access modular, plug-and-play infrastructure without the burden of building or managing regulated systems.
Peymo Ltd today announced the official launch of its AI-powered fintech Software-as-a-Service (SaaS) platform, designed to help financial institutions, payment providers, and enterprises access modular, plug-and-play infrastructure without the burden of building or managing regulated systems.
The Problem
The global digital payments market is set to exceed $17 trillion by 2031, yet most financial institutions lack AI-ready infrastructure.
60% of end-users abandon onboarding due to slow, manual compliance checks.
72% of businesses plan to adopt AI finance tools, but outdated systems block innovation.
Result: slow growth, high costs, and missed opportunities.
The Solution — Peymo’s AI-Powered SaaS Platform
Peymo provides a fully modular fintech infrastructure, letting businesses plug in only the modules they need: from onboarding, payments, and cards to risk analytics and AI-powered growth engines.
Core benefits include:
Lightning-fast deployment (go live in weeks, not years)
Up to 70% lower operational costs through AI automation
Seamless scalability into new markets via one API layer
No licensing risk — partners retain full regulatory responsibility
Peymo’s 8 Core Fintech Features
IBAN Connector – Unified bank account integration.
Payment Gateway Connector – Embed payment processing in days.
Merchant POS Module – Accept payments anywhere, anytime.
API Marketplace & Developer Hub – Extensible ecosystem for third-party innovation.
Transaction & Ledger Engine Module – Real-time routing and reconciliation.
Remittance Network Connector – Global payouts made simple.
Modular Platform Suite – Deploy only the modules you need.
Payment Features Suite – Built-in invoicing, payment links & checkout.
Peymo’s AI Innovation
Peymo’s AI architecture includes:
Instant Onboarding & Compliance Engine — reduce drop-offs by 40%.
AI Risk Analytics — predictive monitoring and fraud reduction by up to 94%.
AI Voice Agent & Support — 24/7 intelligent assistance.
AI Growth Engine — referral mapping and marketing automation.
AI Marketing Optimization — AI-powered campaign engine that creates content, tests ads, and improves conversion rates across channels.
AI Cyber Defence Hub — Proactive protection against digital threats.
Market Opportunity
Global fintech market projected at $6.3 trillion by 2033.
AI in fintech expected to reach $1.13 trillion by 2032.
Embedded finance projected at $7.2 trillion by 2030.
Peymo is uniquely positioned as one of the few pure SaaS providers offering AI-first, modular fintech infrastructure without regulatory burden.
Peymo’s Business Model
Revenue is generated via:
SaaS subscription fees
API and integration licensing
AI module subscriptions
White-label platform setup and upgrades
Targeting 1 million business clients in 3 years, Peymo projects revenues of £175m with £70m profit by Year 4, positioning for £1B+ valuation.
💬 Quotes
“Financial institutions are trapped by legacy systems that slow innovation and inflate costs. Peymo changes that. We provide the tech layer only — enabling our clients to launch, scale, and innovate while they remain fully licensed and in control,” said Tomas Bartos, CEO of Peymo Ltd.
About Peymo
Peymo is a UK-based AI-powered fintech SaaS provider, offering modular, plug-and-play infrastructure for payments, onboarding, risk management, and embedded finance. Peymo is not a financial institution and does not hold client funds — instead, it powers regulated partners with cutting-edge, AI-first technology.
Learn more at www.peymo.com
Media Contact:
Tomas Bartos
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