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Peymo Launches the Second Generation of Fintech — The Invisible Layer Powering AI-Driven Payments

📣 London, UK — 06.10.2025— First came the digital banking revolution led by pioneers like Revolut and N26. Now, Peymo (www.peymo.com) is launching the second generation of fintech — an AI-powered, embedded payments platform that doesn’t hold client funds, but instead acts as the invisible layer of finance connecting businesses, customers, and financial providers.

“Banks and first-generation fintechs built apps by holding and managing client funds. Peymo is different,” said Tomas Bartos, Founder and CEO of Peymo. “We don’t touch a penny of customer money — we simply make payments happen in the background, faster, smarter, and more securely. Peymo is the invisible layer of finance that allows the entire system to work seamlessly.”

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The Invisible Layer of Finance

Peymo’s breakthrough approach is what sets it apart. By avoiding the risks and costs of holding funds, Peymo offers a lighter, safer, and more scalable infrastructure for global payments. Businesses can integrate Peymo’s embedded finance solutions directly into their apps, while consumers enjoy a single platform that handles crypto and fiat without friction.

A Smarter Future for Payments

Key Features of Peymo include:

  • AI-Powered Compliance & Security — Real-time fraud detection, transaction monitoring, and regulatory support.

  • Crypto & Fiat in One Place — Unified wallet for digital and traditional currencies.

  • Embedded Finance for Businesses — Plug-and-play solutions for seamless payment integration.

  • Personalised Insights — AI-driven financial guidance tailored to users’ habits and goals.

A Multi-Trillion Dollar Market Opportunity

The global payments industry is worth more than $8 trillion annually. By focusing on being the infrastructure layer — not a bank or wallet provider — Peymo is positioning itself as the backbone of second-generation fintech.

About Peymo

Peymo is a UK-based fintech company developing AI-powered embedded finance and compliance solutions for banks, fintechs, e-commerce platforms, and retailers worldwide. With a focus on instant payments, crypto–fiat interoperability, and automated compliance, Peymo is creating the invisible infrastructure that will power the future of global finance.


Learn more at www.peymo.com

Media Contact:

Tomas Bartos

 
 
 

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