Banks are no longer dismissing digital dollars — they are building for them

From JPMorgan and Citi to Visa and BlackRock, the financial establishment is moving from skepticism to infrastructure. For Peymo, that shift matters.

📣 London, 14-Apr-2026. For years, much of the traditional financial sector treated crypto as something to watch from a distance. That tone is changing.

JPMorgan Chase

In his latest shareholder letter, JPMorgan Chase CEO Jamie Dimon wrote that the bank needs to “roll out our own blockchain technology.” That is a meaningful signal from the largest bank in the United States: the conversation is no longer whether blockchain-based financial infrastructure matters, but how quickly major institutions can deploy it.

Citi

JPMorgan is not alone. Citi says its Token Services platform is ushering in “a new era” of payment processing using blockchain and programmable transfers of tokenized deposits. In parallel, Citi has projected that stablecoins could settle nearly $100 trillion in transactions annually by 2030 in its base case, with even higher upside in a more aggressive adoption scenario.

Visa Investor Relations

Visa is moving too. The company says it now supports more than 130 stablecoin-linked card issuing programs across more than 40 countries, and is piloting cross-border funding and wallet payouts using stablecoins. That is not theory. It is a global payments network integrating blockchain-based money into live payment infrastructure.

BlackRock

Even BlackRock has framed tokenization as a structural upgrade to finance. In Larry Fink’s 2026 chairman’s letter, he described tokenization as a way to update the “plumbing of the financial system,” making financial products easier to issue, trade and access.

Stripe

This is why the market is changing so quickly. Stablecoins are no longer only a crypto-native tool. They are increasingly being treated as a faster settlement rail for cross-border payments, treasury movements, payouts and embedded financial services. Stripe now describes stablecoins as a practical payment option for businesses operating across currencies and time zones, noting $9 trillion in adjusted payment activity between October 2024 and October 2025. The IMF has likewise noted that stablecoins can improve payment efficiency, particularly in cross-border transactions, by reducing costs and increasing speed.

Federal Reserve

Regulation is also catching up. A Federal Reserve note published in March 2026 states that the U.S. Congress passed the GENIUS Act in July 2025, creating a federal framework for payment stablecoins. That matters because large-scale adoption depends not only on technology, but on legal clarity and institutional confidence.

✅ For Peymo, this shift validates the direction we have been building toward.

Peymo exists at the intersection of stablecoins, crypto usability, and real-world payment infrastructure. As banks, networks and financial institutions move toward tokenized money and blockchain-based settlement, the need is no longer for theory or experimentation alone. The need is for practical infrastructure that makes these rails usable in everyday financial activity.

That is where Peymo fits.

We are building for a world in which digital assets are not separated from payments, accounts and commerce, but connected to them. A world where users can move between crypto and real-world spending more easily, and where businesses can plug into faster, more flexible financial rails without having to build the underlying infrastructure themselves.

„The signal from the market is now clear: stablecoins and tokenized money are moving into mainstream finance. The institutions that once questioned the category are now helping define it. Peymo is building for that reality“ said Tomas Bartos, Peymo CEO.

About Peymo

Peymo is an AI-powered hybrid banking platform designed to connect decentralised cryptocurrency with global financial infrastructure. The platform combines self-custodial wallets, QR crypto payments, Visa card programs, multi-currency banking, merchant payment gateways, and AI-driven financial tools — all within a single integrated ecosystem.

For more information:

 www.peymo.com

Media contact:

press@peymo.com